* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: Arial, Helvetica, sans-serif;
    color: #171717;
    background: #ffffff;
    line-height: 1.6;
}

a {
    text-decoration: none;
    color: inherit;
}

button,
input,
select {
    font: inherit;
}

.container {
    width: min(1120px, 92%);
    margin: auto;
}


/* NAVBAR */

.navbar {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.96);
    border-bottom: 1px solid #eeeeee;
    backdrop-filter: blur(10px);
}

.nav-container {
    min-height: 76px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 25px;
}

.logo {
    font-size: 22px;
    font-weight: 800;
    letter-spacing: -0.7px;
}

.logo span {
    color: #c99a2e;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 30px;
}

.nav-menu a {
    color: #666666;
    font-size: 14px;
    font-weight: 500;
    transition: 0.2s;
}

.nav-menu a:hover {
    color: #c99a2e;
}

.nav-button {
    background: #c99a2e;
    color: #ffffff;
    padding: 11px 18px;
    border-radius: 10px;
    font-size: 14px;
    font-weight: 700;
    transition: 0.2s;
}

.nav-button:hover {
    background: #b48722;
    transform: translateY(-2px);
}


/* BUTTONS */

.primary-button,
.secondary-button,
.cta-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 0 22px;
    border-radius: 10px;
    font-size: 14px;
    font-weight: 700;
    transition: 0.25s;
}

.primary-button {
    background: #c99a2e;
    color: #ffffff;
}

.primary-button:hover {
    background: #b48722;
    transform: translateY(-2px);
}

.secondary-button {
    background: #ffffff;
    color: #222222;
    border: 1px solid #dddddd;
}

.secondary-button:hover {
    border-color: #c99a2e;
    color: #b48722;
    transform: translateY(-2px);
}


/* HERO */

.hero {
    padding: 100px 0;
    background:
        radial-gradient(
            circle at 82% 18%,
            rgba(201, 154, 46, 0.13),
            transparent 34%
        ),
        #fafafa;
}

.hero-container {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    align-items: center;
    gap: 70px;
}

.badge {
    display: inline-flex;
    align-items: center;
    padding: 7px 13px;
    border-radius: 30px;
    background: #fff8e5;
    border: 1px solid #f0d99a;
    color: #a87916;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 0.5px;
    margin-bottom: 20px;
}

.hero h1 {
    font-size: clamp(44px, 5vw, 68px);
    line-height: 1.04;
    letter-spacing: -3px;
    margin-bottom: 24px;
}

.hero h1 span {
    display: block;
    color: #c99a2e;
}

.hero-content > p {
    max-width: 620px;
    color: #666666;
    font-size: 18px;
    margin-bottom: 30px;
}

.hero-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.hero-note {
    margin-top: 22px;
    color: #888888;
    font-size: 13px;
}


/* HERO CARD */

.hero-card {
    padding: 32px;
    background: #ffffff;
    border: 1px solid #eeeeee;
    border-radius: 20px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.08);
}

.card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    color: #888888;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.status-dot {
    color: #36a64f;
    font-size: 11px;
}

.hero-amount {
    margin-top: 22px;
    font-size: 56px;
    line-height: 1;
    font-weight: 800;
    letter-spacing: -2px;
}

.hero-card > p {
    margin-top: 10px;
    color: #888888;
    font-size: 14px;
}

.hero-info {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-top: 30px;
}

.hero-info div {
    padding: 17px;
    background: #fafafa;
    border-radius: 12px;
}

.hero-info strong {
    display: block;
    font-size: 17px;
}

.hero-info small {
    color: #888888;
    font-size: 12px;
}


/* GENERAL SECTIONS */

section {
    padding: 100px 0;
}

.section-heading {
    max-width: 700px;
    margin: 0 auto 55px;
    text-align: center;
}

.section-heading > span {
    color: #b48722;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 2px;
}

.section-heading h2 {
    margin: 10px 0 12px;
    font-size: 38px;
    line-height: 1.15;
    letter-spacing: -1.2px;
}

.section-heading p {
    color: #777777;
}


/* BENEFITS */

.benefits {
    background: #ffffff;
}

.benefit-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.benefit-card {
    padding: 30px;
    border: 1px solid #eeeeee;
    border-radius: 16px;
    background: #ffffff;
    transition: 0.25s;
}

.benefit-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.07);
}

.benefit-icon {
    width: 46px;
    height: 46px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    border-radius: 12px;
    background: #fff8e5;
    color: #b48722;
    font-size: 20px;
    font-weight: 800;
}

.benefit-card h3 {
    margin-bottom: 8px;
    font-size: 18px;
}

.benefit-card p {
    color: #777777;
    font-size: 14px;
}


/* CALCULATOR */

.calculator-section {
    background: #f8f8f8;
}

.calculator {
    max-width: 920px;
    margin: auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    overflow: hidden;
    background: #ffffff;
    border: 1px solid #eeeeee;
    border-radius: 20px;
    box-shadow: 0 20px 55px rgba(0, 0, 0, 0.07);
}

.calculator-form {
    padding: 38px;
}

.input-group {
    margin-bottom: 22px;
}

.input-group label {
    display: block;
    margin-bottom: 8px;
    font-size: 14px;
    font-weight: 700;
}

.input-group select,
.input-group input {
    width: 100%;
    height: 50px;
    padding: 0 14px;
    border: 1px solid #dddddd;
    border-radius: 10px;
    outline: none;
    background: #ffffff;
    color: #222222;
    transition: 0.2s;
}

.input-group select:focus,
.input-group input:focus {
    border-color: #c99a2e;
    box-shadow: 0 0 0 3px rgba(201, 154, 46, 0.10);
}

.input-help {
    display: block;
    margin-top: 7px;
    color: #999999;
    font-size: 11px;
}

.calculate-button {
    width: 100%;
    height: 50px;
    border: 0;
    border-radius: 10px;
    background: #c99a2e;
    color: #ffffff;
    font-size: 14px;
    font-weight: 800;
    cursor: pointer;
    transition: 0.2s;
}

.calculate-button:hover {
    background: #b48722;
    transform: translateY(-2px);
}


/* CALCULATOR RESULT */

.calculator-result {
    padding: 38px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    background: #fffaf0;
}

.calculator-result > span {
    color: #a87916;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 2px;
}

.calculator-result > strong {
    margin: 7px 0 5px;
    font-size: 55px;
    line-height: 1;
    letter-spacing: -2px;
}

.result-details {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
    margin: 25px 0;
}

.result-details div {
    padding: 12px;
    background: #ffffff;
    border: 1px solid #f0eadc;
    border-radius: 10px;
}

.result-details small {
    display: block;
    color: #999999;
    font-size: 10px;
    margin-bottom: 3px;
}

.result-details strong {
    display: block;
    font-size: 12px;
}

.result-note {
    margin-bottom: 22px;
    color: #888888;
    font-size: 12px;
}

.result-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    align-self: flex-start;
    min-height: 46px;
    padding: 0 18px;
    border-radius: 10px;
    background: #171717;
    color: #ffffff;
    font-size: 13px;
    font-weight: 700;
    transition: 0.2s;
}

.result-button:hover {
    background: #333333;
    transform: translateY(-2px);
}


/* HOW IT WORKS */

.how-section {
    background: #ffffff;
}

.steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 25px;
}

.step-number {
    margin-bottom: 14px;
    color: #c99a2e;
    font-size: 14px;
    font-weight: 800;
}

.step h3 {
    margin-bottom: 8px;
    font-size: 17px;
}

.step p {
    color: #777777;
    font-size: 14px;
}


/* BROKER */

.broker-section {
    background: #f8f8f8;
}

.broker-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
    max-width: 900px;
    margin: auto;
}

.broker-card {
    padding: 26px;
    background: #ffffff;
    border: 1px solid #eeeeee;
    border-radius: 16px;
    transition: 0.25s;
}

.broker-card:hover {
    transform: translateY(-4px);
    border-color: #e6cf96;
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.06);
}

.broker-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
}

.broker-logo {
    height: 45px;
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 15px;
}

.broker-logo img {
    max-width: 100px;
    max-height: 38px;
    width: auto;
    height: auto;
    object-fit: contain;
}

.broker-logo span {
    font-size: 16px;
    font-weight: 800;
    color: #171717;
}

.broker-status {
    padding: 5px 9px;
    border-radius: 20px;
    background: #fff8e5;
    color: #a87916;
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 0.8px;
}

.broker-description {
    margin: 8px 0 18px;
    color: #999999;
    font-size: 12px;
}

.broker-rates {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
}

.broker-rates div {
    padding: 13px 10px;
    background: #fafafa;
    border-radius: 9px;
}

.broker-rates span {
    display: block;
    margin-bottom: 4px;
    color: #999999;
    font-size: 9px;
    font-weight: 700;
}

.broker-rates strong {
    font-size: 14px;
    color: #222222;
}

.broker-button {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 43px;
    margin-top: 15px;
    border-radius: 9px;
    background: #171717;
    color: #ffffff;
    font-size: 12px;
    font-weight: 700;
    transition: 0.2s;
}

.broker-button:hover {
    background: #c99a2e;
}

/* CTA */

.cta {
    padding: 75px 0;
}

.cta-box {
    padding: 70px 30px;
    text-align: center;
    border-radius: 22px;
    background: #171717;
    color: #ffffff;
}

.cta-box > span {
    color: #d6ad52;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 2px;
}

.cta-box h2 {
    margin: 10px 0;
    font-size: 40px;
    line-height: 1.15;
    letter-spacing: -1px;
}

.cta-box p {
    max-width: 550px;
    margin: 0 auto 25px;
    color: #bbbbbb;
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 10px;
    flex-wrap: wrap;
}

.cta-secondary {
    border: 1px solid #555555;
    color: #ffffff;
}

.cta-secondary:hover {
    border-color: #c99a2e;
    color: #d6ad52;
}


/* FAQ */

.faq-section {
    background: #ffffff;
}

.faq-list {
    max-width: 780px;
    margin: auto;
}

.faq-list details {
    padding: 20px 0;
    border-bottom: 1px solid #eeeeee;
}

.faq-list summary {
    cursor: pointer;
    font-weight: 700;
    list-style: none;
}

.faq-list summary::-webkit-details-marker {
    display: none;
}

.faq-list summary::after {
    content: "+";
    float: right;
    color: #c99a2e;
    font-size: 20px;
}

.faq-list details[open] summary::after {
    content: "−";
}

.faq-list details p {
    margin-top: 12px;
    color: #777777;
    font-size: 14px;
}


/* FOOTER */

footer {
    border-top: 1px solid #eeeeee;
}

.footer-container {
    min-height: 150px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.footer-container p {
    margin-top: 7px;
    color: #888888;
    font-size: 13px;
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    gap: 22px;
}

.footer-links a {
    color: #777777;
    font-size: 13px;
}

.footer-links a:hover {
    color: #c99a2e;
}

.copyright {
    padding: 25px;
    text-align: center;
    border-top: 1px solid #eeeeee;
    color: #999999;
    font-size: 11px;
}


/* RESPONSIVE */

@media (max-width: 900px) {

    .nav-menu {
        display: none;
    }

    .hero-container {
        grid-template-columns: 1fr;
        gap: 45px;
    }

    .hero-content {
        text-align: center;
    }

    .hero-content > p {
        margin-left: auto;
        margin-right: auto;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-note {
        text-align: center;
    }

    .benefit-grid {
        grid-template-columns: 1fr;
    }

    .calculator {
        grid-template-columns: 1fr;
    }

    .steps {
        grid-template-columns: 1fr 1fr;
        gap: 35px 25px;
    }

    .broker-grid {
        grid-template-columns: 1fr 1fr;
    }
}


@media (max-width: 600px) {

    .container {
        width: min(92%, 500px);
    }

    .nav-container {
        min-height: 68px;
    }

    .nav-button {
        padding: 9px 12px;
        font-size: 12px;
    }

    .hero {
        padding: 70px 0;
    }

    .hero h1 {
        font-size: 42px;
        letter-spacing: -2px;
    }

    .hero-content > p {
        font-size: 16px;
    }

    section {
        padding: 70px 0;
    }

    .section-heading {
        margin-bottom: 38px;
    }

    .section-heading h2 {
        font-size: 30px;
    }

    .calculator-form,
    .calculator-result {
        padding: 28px 22px;
    }

    .calculator-result > strong {
        font-size: 46px;
    }

    .result-details {
        grid-template-columns: 1fr;
    }

    .steps {
        grid-template-columns: 1fr;
    }

    .broker-grid {
    grid-template-columns: 1fr;
}

    .cta-box {
        padding: 55px 20px;
    }

    .cta-box h2 {
        font-size: 30px;
    }

    .footer-container {
        padding: 35px 0;
        flex-direction: column;
        align-items: flex-start;
    }

.testimonial-grid {
    display: flex;
    overflow-x: auto;
    gap: 15px;
    max-width: none;
    padding: 5px 2px 15px;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
}

.testimonial-card {
    flex: 0 0 85%;
    scroll-snap-align: start;
}
}


@media (max-width: 400px) {

    .broker-grid {
        grid-template-columns: 1fr;
    }

    .hero h1 {
        font-size: 36px;
    }

    .hero-amount {
        font-size: 46px;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .primary-button,
    .secondary-button {
        width: 100%;
    }

}
.hero-selection {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-top: 28px;
}

.hero-selection div {
    padding: 15px;
    background: #fafafa;
    border: 1px solid #eeeeee;
    border-radius: 10px;
}

.hero-selection small,
.hero-volume span,
.hero-result small {
    display: block;
    color: #999999;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 0.8px;
}

.hero-selection strong {
    display: block;
    margin-top: 3px;
    font-size: 15px;
}

.hero-volume {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 10px;
    padding: 16px;
    border: 1px solid #eeeeee;
    border-radius: 10px;
}

.hero-volume strong {
    font-size: 15px;
}

.hero-result {
    margin-top: 10px;
    padding: 22px;
    border-radius: 13px;
    background: #fff8e5;
    border: 1px solid #f0d99a;
}

.hero-result > strong {
    display: block;
    margin: 5px 0 2px;
    color: #b48722;
    font-size: 42px;
    line-height: 1;
    letter-spacing: -1.5px;
}

.hero-result > span {
    color: #9a9a9a;
    font-size: 11px;
}

.hero-card-button {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    margin-top: 15px;
    border-radius: 10px;
    background: #171717;
    color: #ffffff;
    font-size: 13px;
    font-weight: 700;
    transition: 0.2s;
}

.hero-card-button:hover {
    background: #333333;
    transform: translateY(-2px);
}

/* TESTIMONIAL */

.testimonial-section {
    background: #ffffff;
}

.testimonial-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    max-width: 1000px;
    margin: auto;
}

.testimonial-card {
    padding: 28px;
    background: #ffffff;
    border: 1px solid #eeeeee;
    border-radius: 16px;
    transition: 0.25s;
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.07);
}

.testimonial-top {
    display: flex;
    align-items: center;
    gap: 12px;
}

.testimonial-avatar {
    width: 42px;
    height: 42px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #fff8e5;
    color: #b48722;
    font-size: 15px;
    font-weight: 800;
}

.testimonial-top strong {
    display: block;
    font-size: 14px;
}

.testimonial-top span {
    display: block;
    margin-top: 2px;
    color: #999999;
    font-size: 11px;
}

.testimonial-stars {
    margin: 20px 0 10px;
    color: #c99a2e;
    font-size: 13px;
    letter-spacing: 2px;
}

.testimonial-card p {
    color: #666666;
    font-size: 14px;
    line-height: 1.7;
}

/* =========================
   TESTIMONIAL
========================= */

.testimonial-section {
    background: #ffffff;
}

.testimonial-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
}

.testimonial-card {
    padding: 24px;
    background: #ffffff;
    border: 1px solid #eeeeee;
    border-radius: 16px;
    transition: 0.25s;
}

.testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.06);
}

.testimonial-top {
    display: flex;
    align-items: center;
    gap: 12px;
}

.testimonial-avatar {
    width: 42px;
    height: 42px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    border-radius: 50%;
    background: #fff8e5;
    color: #b48722;
    font-size: 15px;
    font-weight: 800;
}

.testimonial-top strong {
    display: block;
    font-size: 14px;
}

.testimonial-top span {
    display: block;
    margin-top: 2px;
    color: #999999;
    font-size: 11px;
}

.testimonial-stars {
    margin: 18px 0 10px;
    color: #c99a2e;
    font-size: 15px;
    letter-spacing: 2px;
}

.testimonial-card p {
    color: #666666;
    font-size: 13px;
    line-height: 1.7;
}


@media (max-width: 600px) {

    .testimonial-grid {
        display: flex !important;
        flex-direction: row !important;
        flex-wrap: nowrap !important;

        width: 100%;
        overflow-x: scroll !important;
        overflow-y: hidden;

        gap: 15px;

        padding: 5px 5px 20px;

        -webkit-overflow-scrolling: touch;
        touch-action: pan-x;
        scroll-snap-type: x mandatory;

        scrollbar-width: none;
    }

    .testimonial-grid::-webkit-scrollbar {
        display: none;
    }

    .testimonial-card {
        flex: 0 0 85% !important;
        width: 85% !important;
        min-width: 85% !important;

        scroll-snap-align: start;
    }

}